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Things You Won’t Have to Pay for Anymore Once You Move into Senior Living

A senior couple twirl and dance in their kitchen

There are several reasons to consider moving to a senior living community: social opportunities, convenience, peace of mind, security and much more. Since this move is potentially a great change in a person’s life, one of the big questions people typically have been about the cost of senior living, what it covers and if it’s a better value than just staying in your current home.

Comparing Senior Living Costs to Remaining in Your Home

Even if your house is paid off, moving to a senior living community might help you save money in some unexpected ways.

Unpredictable expenses: It’s nearly impossible to predict what your home maintenance, repairs and upkeep expenses will be from year to year. Then there’s factoring in major repairs like your home’s roof, siding, windows, plumbing and wiring, appliances and air conditioning. To give you an idea of possible upcoming expenses, consider the age and location of your home, its general condition and the likelihood of it being damaged by wind, rain or hail.

Expenses beyond your mortgage: There are three unavoidable monthly expenses — property taxes, homeowner’s insurance and utility payments — and optional homeowner costs like cleaning, landscaping and basic maintenance.

Transportation expenses: Between weekly errands for groceries, doctor appointments and social events, it’s not easy to get by without a car. That means you must consider a monthly car payment, auto insurance, gas, annual licensing fees, maintenance and repairs.

Home modification expenses: If you remain in your home, you may eventually need to renovate your bathrooms, doorways and stairs.

What Do You Get for the Price?

Outside of the general home expenses listed above, what else do you pay for? If you pay for a gym membership, housekeeping, yard maintenance, pest control, HOA fees, home security system and on and on, a maintenance-free community like South Port Square provides all that and more. Here’s how our pricing works:

Entrance fee: Your entrance fee covers your residence, but it gives you guaranteed access to any future care you may need at prices well below market rates. Our entrance fees are based on the type of contract and the size of residence you choose. A larger residence comes with a larger entrance fee.

Monthly fee: Your monthly fee covers home maintenance (inside and out), property taxes, utilities, your dining plan, fitness membership, a beautifully maintained campus and dozens of other services and amenities, including:


  • Restaurant-style, chef-prepared dining
  • Fitness classes and wellness programs
  • Lifelong learning, discussions, classes and outings
  • Frequent on campus shows and concerts
  • Regularly scheduled transportation
  • Personal concierge services
  • Banking and postal services
  • Basic cable and all utilities (except phone and internet)
  • Wi-Fi access
  • 24/7 security and in-home emergency response system


  • Fully equipped fitness center
  • Heated indoor pool
  • Arts and crafts studio
  • Woodworking shop
  • Wellness center and therapy room
  • Private dining room for family gatherings
  • Business center with computers
  • Community flower and vegetable garden
  • Pickle ball and tennis courts
  • Outdoor Grill Area


  • Group fitness and personal training classes
  • Arts and crafts instruction and woodworking projects
  • Bridge club, bingo and more
  • Happy Hours, music nights and themed dinner parties
  • Outings to local attractions
  • 45+ interest groups and volunteer opportunities

See the Value of South Port Square for Yourself

Before choosing a senior living community, there’s more to consider than just its cost. To learn more about your financial options, come experience our community at one of our upcoming events. You can also schedule a personal tour by using our Community Assistant chat feature or contacting us here.